Lease-to-own · 1054 Beach 20th Street, Far Rockaway, NY
Need a phone now but don't want to pay the full price today? BK Wireless works with Acima and Progressive Leasing — lease now, buy later, and shop without perfect credit. Start a lease for as little as $50 and walk out of our Beach 20th Street store with a working phone the same day.
Lease renewal payment amount, period to ownership, and total cost vary by item selected. This is not a promotion for a specific transaction or item. Offer will not reduce the number of payments, total amount necessary to acquire ownership, or purchase option amount. Acima offers lease-to-own transactions — this is not a loan, credit, or financing offer.
Honest version, no fine-print surprises. Five minutes start to finish.
5 min
Apply with Acima or Progressive Leasing on your phone or at our counter. No credit history is required to apply — these programs are built for shopping without perfect credit. The application does include a review of consumer reports, but it's a lease application, not a loan or credit card.
Shopping power
If approved, your approval amount becomes your shopping power at BK Wireless. We match you with an iPhone, Samsung, Pixel, Motorola, OnePlus, or TCL device that fits it.
$50
Start a lease for as little as $50 and take the phone home the same day. After that, flexible lease renewal payments are scheduled around your payday.
Your call
Make all lease renewal payments and the phone is yours. Want it for less? Use an early purchase option — pay a lump sum when you're ready, and the sooner you do, the more you save. Action is required to exercise it; see your agreement for details. Changed your mind? Return the phone in good condition at any time without penalty.
Straight talk: ownership through leasing costs more than the cash price if you run the full lease term. The early purchase option is how you keep the total down — ask us to run the numbers before you commit. Any lease payments already missed are still owed if you return the device.
We've been selling and fixing phones on Beach 20th Street since 2008, and a lot of our neighbors don't have — or don't want to use — a credit card for a phone. Lease-to-own fills that gap: it's not a loan and not a credit transaction — it's a lease, and the phone can go back if life changes.
Ready now?
Apply with Acima from your phone right now, or send our 30-second form and we'll text you to get set up. Walk-ins welcome — Mon–Sat 10 to 7, Sun 11 to 6.
Apply with Acima Send the lease formWe pay cash on the spot for working and broken phones — walk in with your old device and a photo ID, walk out with cash you can put toward starting your lease. Or if the old phone just needs a fix, a repair is usually cheaper than any monthly payment.
No credit history is required to apply — Acima and Progressive Leasing are built for shopping without perfect credit. As part of the lease application, Acima does obtain information from consumer reporting agencies, but this is a lease application, not a loan or credit card application.
You can start a lease for as little as $50 at BK Wireless. Lease renewal payment amount, period to ownership, and total cost vary by item selected.
No. With lease-to-own, the leasing company owns the phone and you make lease renewal payments until you either complete the lease, use an early purchase option, or return the device. It is not a loan, credit, or financing — it is a lease, not a credit transaction.
Yes. Both Acima and Progressive Leasing offer early purchase options — pay a lump sum when you are ready and own the phone for less than the full lease term cost. The sooner you use it, the more you save. Action is required to exercise an early purchase option; see your agreement for details.
Yes. You can return the phone in good condition at any time without penalty and end the lease with no future obligation. Any lease payments already missed would still be owed.
Yes — ownership through leasing costs more than the cash price if you make all scheduled lease renewal payments. Using an early purchase option reduces the total cost. We will walk you through the numbers in-store before you commit.
iPhone, Samsung Galaxy, Google Pixel, Motorola, OnePlus, and TCL devices in stock at our Far Rockaway store. Your approval amount becomes your shopping power and we match you with a device that fits it.