iPhone lease-to-own · 1054 Beach 20th Street, Far Rockaway, NY

Lease-to-own an iPhone in Far Rockaway.

Want an iPhone without paying the full price up front? At BK Wireless you can lease now and buy later through Acima or Progressive Leasing — shop without perfect credit, start a lease for as little as $50, and leave our Beach 20th Street store with an iPhone in your hand the same day.

Lease renewal payment amount, period to ownership, and total cost vary by item selected. This is not a promotion for a specific transaction or item. Offer will not reduce the number of payments, total amount necessary to acquire ownership, or purchase option amount. Acima offers lease-to-own transactions — this is not a loan, credit, or financing offer.

  • Shop without perfect credit
  • Same-day walk-out
  • Activated before you leave
$50Start a lease for as little as
SameDay walk-out
iOSSet up in-store
18+Years on Beach 20th

How iPhone lease-to-own works

From application to activated iPhone in about five minutes.

01 Apply

5 min

Apply with Acima or Progressive Leasing right from the phone you have now, or at our counter. No credit history is required to apply — the application is a lease application, not a loan or credit card, though it does include a review of consumer reports.

02 Pick your iPhone

In stock

Your approval amount becomes your shopping power. We stock recent iPhone models at different price points, so there's usually an option that fits — from budget-friendly earlier generations to current flagships.

03 Start your lease

$50

Start a lease for as little as $50. We set up the iPhone before you leave — data moved over, Apple ID signed in, SIM activated on the prepaid carrier of your choice.

04 Own it — or return it

Your call

Make all lease renewal payments and the iPhone is yours, or use an early purchase option to own it sooner for less — action is required to exercise it; see your agreement for details. You can also return the phone in good condition at any time without penalty.

Straight talk: ownership through leasing costs more than the iPhone's cash price if you run the full lease term. The early purchase option is how you keep the total down — ask us to run the numbers on the exact model before you sign anything.

Why get your iPhone here and not a carrier store

Carrier iPhone deals usually mean a postpaid contract, a loan-style device agreement, and a bill that creeps up. Lease-to-own is a different route — and it's built for how our Far Rockaway neighbors actually buy phones.

  • No postpaid contract. Your iPhone lease is separate from your service — pair it with any prepaid plan we activate in-store, from $15/mo.
  • Two approval chances. If Acima's offer doesn't fit, we can try Progressive Leasing — they approve differently.
  • The shop stays with you. Cracked screen later? We're the same store that fixes iPhones every day, with a 60-day parts and labor warranty on repairs.

Ready now?

Apply with Acima from your phone, or send our 30-second form and we'll text you to get set up. Walk-ins welcome — Mon–Sat 10 to 7, Sun 11 to 6, at 1054 Beach 20th Street.

Apply with Acima Send the lease form

Trading up from an older iPhone?

We pay cash on the spot for working and broken iPhones. Bring your old one and a photo ID — the cash can go straight toward starting your lease. Also leasing Samsung? See Samsung lease-to-own.

Get cash today See iPhone repair prices

iPhone lease-to-own FAQs

Can I lease-to-own an iPhone without perfect credit?

Yes — that is the point of the program. No credit history is required to apply with Acima or Progressive Leasing. The lease application does include a review of consumer reports, but it is not a loan or credit card application.

How much do I need to start an iPhone lease?

You can start a lease for as little as $50 at BK Wireless. Lease renewal payment amount, period to ownership, and total cost vary by the iPhone model you pick.

Which iPhone models can I get?

We stock recent iPhone models at a range of price points. Which models fit your approval depends on your shopping power — call 718-471-3211 and we will tell you what is on the shelf today.

Do I have to switch carriers?

No. The lease covers the phone only. We will activate it on the prepaid carrier of your choice in-store — T-Mobile, Verizon, Simple Mobile, Ultra Mobile, and more — or you can keep your current SIM if it is compatible.

Can I pay the iPhone off early?

Yes. Use an early purchase option — pay a lump sum when you are ready and own the iPhone for less than the full lease term cost. Action is required to exercise it; see your agreement for details.

What if I can no longer afford the lease?

Return the iPhone in good condition at any time without penalty and the lease ends with no future obligation. Any lease payments already missed would still be owed.

Questions before you apply?

Call us with the phone you want and we'll tell you exactly what it takes to start a lease today. See the full picture on our lease-to-own overview.